Buyers Before You Go Home Shopping, Get That Mortgage Pre Approval Before You Go Home Shopping, Get That Mortgage Pre Approval You’re excited about purchasing a home and you know exactly all of the qualities you look for in it. However, you should hit the brakes and obtain a mortgage pre approval letter. This letter is a statement from your lender stating how much money you’re […]
Buyers What It Takes To Obtain A Mortgage Approval What It Takes To Obtain A Mortgage Approval The mortgage approval process varies from state to state, and in most cases, it can be an overwhelming journey. That’s why whether you are buying your home for the first time or if you are a seasoned industry player, you need an experienced real estate expert by […]
Buyers Will the Housing Market Maintain Its Momentum? Will the Housing Market Maintain Its Momentum? Last week’s Existing Home Sales Report from the National Association of Realtors (NAR) shows sales have dropped by 3.7% compared to the month before. This is the second consecutive month that sales have slumped. Some see this as evidence that the red-hot real estate market may be cooling. However, there could also […]
Buyers First Time Home Buyers Loan Options and Credit Score Loan Options for First Time Home Buyers & Credit Scores! No/Low Down Payment Options for Home Buyers What Loan?? What is my credit score?? Buying a home for the first time can be stressful and nervous.  So many moving parts.  The best advice is to hook up with a Realtor you trust and a Lender […]
Buyers VA Home Loans and the benefits VA Home Loans and the Benefits for Veterans, Active Duty and/or Surviving Spouse Benefits to VA home loans:  Low Rates, No Down Payment Required, No Private Mortgage Insurance, Assumable…… Pre-approval Application US Dept of Veteran Affairs
Buyers How To Prepare for a Bidding War Preparing for a Bidding War in Today’s Market So, how to prepare for a bidding war when making an offer on a new home??  Today’s market can be tough, especially with low inventory.  In Sonoma County we have the, unfortunate, change of events impact the real estate market as well as the work force numbers.  […]
Buyers Home Staging on a Budget, The 5 Golden Rules It is important to take the time to stage your home before putting it on the market, even if its just the 5 Golden Rules. Home staging can be pricey depending on how large your home is and if you need to remove all items from the home. Home staging can be done on a […]
Buyers Fixer Upper Money Pit is it for you? Fixer Upper Money Pit Cosmetic or Bones?  Fixer Upper can mean different things for many: Want a fixer upper?  I meet clients, often, looking to buy and “flip” or want a deal on a Fixer Upper.  Looking for the deal of the year.  I am not against this but it does take a level of […]
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Buyers Should I sell my home in the Winter or wait until Spring? Sell now???  The infamous question. I get this question everyday: Should I sell my house in the Winter  wait until Spring? My answer is always different.  Are you selling and buying a replacement home?  Are you selling for hardship purposes.  Are you selling for convenience of a new marriage or out of necessity like a […]
Buyers Windsor Market? What is happening with the Windsor Real Estate Market? Windsor….how does it hold up to the other cities it borders? Our market has been very interesting, especially with the late winter we had.  I put a listing on at the beginning of the year and got some real good action, but it all came to […]
Buyers Out Dated Advice Home Buying & Selling Thank you for the advice but I need to talk to the Professional: Outdated Advice may be given to you by family and friends.  Let me give you advice with today’s market trends.  Outdated Advice for Home Buying & Selling You are ready to buy or sell your first home and your friends and family, […]
Buyers Remodeling Return on Investment (ROI) Not all Home Improvements are Created Equal This list I agree with, but I would add an updated kitchen and bathrooms really seal the deal.  One thing I recommend is having the work done by a professional, or in a professional manner.  Buyers and their inspectors can see through any fluff.  Don’t put lipstick on […]
Buyers What cost are involved in Purchasing a home?? I would combine the Survey Fee and Application fee and round up to about $900 for admin/lender fee. There could be added costs if you choose to impound your taxes & insurance. Lenders require a few months of each to set that account up. I say budget about $8,000-$10,000 in closing costs depending on price […]